2011 Checklist

After a very long meeting with a rather enthusiastic consultant from Great Eastern, I was once again reminded of my financial commitments; which I've neglected the entire year. I should therefore by next year have a grip on my priorities, because I owe a responsibility not just to my own family but to the girlfriend whom I want to provide for and assure that she can have a peaceful and secured life together with me.

So, these are the things I will need to achieve within the next one year if I should want to ensure a stable future.

• re-plan my investment folio(including CPF) and have these plans properly ironed out; hospitalization, accident, disability, critical illness, income security and death.
  
• acquire an earning power of at least $2,000 - $2,200 a month
• save up at least $500 every month in the bank
• build up a brand and spearhead a kitchen team

I'm really grateful that you've been with me throughout this long transition period.. though sometimes I keep mum about things. Jo, I love you ever more and I'd repay you for it once I'm back on my feet.